Top 12 Best Fuel Credit Cards in India 2023

Top 12 Best Fuel Credit Cards in India 2023

Fuel credit cards are a sort of credit card in India that is particularly created to meet the demands of those who often purchase gasoline for their automobiles. These credit cards provide a range of incentives, including cashback, reward points, savings on gasoline purchases, and other special benefits available at petrol stations.

Fuel credit cards in India have grown in popularity in 2023 because they provide a quick and hassle-free option for consumers to pay for their gasoline expenditures. Given the country’s escalating gasoline prices, fuel credit cards have arisen as a cost-effective way for customers to save money on their fuel bills.

Apart from the perks provided at petrol stations, gasoline credit cards often provide other benefits such as discounts on eating, shopping, travel, and entertainment. Many banks and financial organizations in India provide these cards, each with its own set of features and rewards.

Overall, gasoline credit cards in India have become a popular option for people looking to save money on their fuel bills while also receiving a variety of additional advantages and privileges.

List of Best Fuel Credit Cards in India 2023

IndianOil Citibank Platinum Credit Card
Standard Chartered Super Value Titanium Credit Card
HDFC Bharat Cashback Credit Card
Axis Bank Vistara Credit Card
SBI Card PRIME
ICICI Bank HPCL Coral Credit Card
RBL Bank Titanium Delight Credit Card
American Express Gold Credit Card
Yes Bank Prosperity Edge Credit Card
The Kotak Mahindra Bank Royale Signature Credit Card
IndusInd Bank Platinum Aura Credit Card
Citi Cashback Credit Card

Here are the top 12 best Fuel credit cards in India (2023)

IndianOil Citibank Platinum Credit Card

IndianOil Citibank Platinum Credit Card – This card earns 4 Turbo points for gasoline purchases at IndianOil gas stations and 2 Turbo points for grocery and dining transactions. The IndianOil Citibank Platinum Credit Card is the best fuel credit card co-branded by Citibank and IndianOil Company. This card is intended to offer consumers significant cashback and benefits on petrol purchases as well as other types of expenditure.

The following are some of the important features and perks of the IndianOil Citibank Platinum Credit Card:

Fuel rewards: By spending money at IndianOil locations, cardholders can get up to 71 liters of free gas each year.

You can also get rewards for other kinds of spending, like at restaurants, grocery stores, and other places.

There are perks for people who get new cards, like petrol coupons and reward points.

Cardholders are eligible for free accident insurance and protection for purchases.

The card’s reward points can be easily traded in for gas, gift certificates, and other great things.

Annual fee waiver: If the cardholder spends more than a certain amount each year, the annual fee is waived.

Overall, the IndianOil Citibank Platinum Credit Card is an excellent choice for consumers who often drive and want to earn points on petrol purchases as well as other areas of expenditure.

Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card – This card provides 5% cashback on all gas pumps in India. Standard Chartered Bank, the best fuel credit card in India, a worldwide financial organization, offers the Standard Chartered Super Value Titanium Credit Card. This card is intended to provide cardholders with a variety of perks such as cashback on various sorts of transactions, fuel fee waivers, and reward points.

The following are some of the important characteristics of the Standard Chartered Super Value Titanium Credit Card:

Cashback on many purchases: Cardholders can get cashback on a wide range of purchases, such as gas, paying bills, and eating out.

Every time a person uses their credit card, they can earn reward points. You can trade these points for things like airline miles, hotel stays, and goods.

Fuel fee waiver: When cardholders pay for gas with their credit card at approved gas stations, they won’t have to pay a fuel surcharge.

Contactless payments: Credit card holders can make contactless payments up to a certain amount without signing or entering a PIN.

Annual fee waiver: Cardholders who spend within certain limits may be able to get their annual fee waived.

It is crucial to understand that credit cards include restrictions and limitations, as well as fees and penalties that may apply. When applying for a credit card, it is essential to thoroughly understand the terms and conditions.

HDFC Bharat Cashback Credit Card

HDFC Bharat Cashback Credit Card – This card provides 5% cashback on all gasoline purchases made at Indian petrol pumps. The HDFC Bharat Cashback Credit Card is issued by HDFC Bank, one of India’s leading private sector banks. This credit card is intended for users who want cash-back incentives on their daily purchases.

The following are some of the important benefits of the HDFC Bharat Cashback Credit Card:

Cashback incentives: The HDFC Bharat Cashback Credit Card provides cashback returns of up to 5% on a variety of purchases, including gas, grocery, and bill payments.

The annual fee for the HDFC Bharat Cashback Credit Card is Rs. 500. This fee is waived if the cardholder spends Rs. 50,000 or more in a year.

Fuel fee waiver: For gas purchases up to Rs. 250, the HDFC Bharat Cashback Credit Card doesn’t charge a 1% fuel fee.

Interest rates: The interest rates on the HDFC Bharat Cashback Credit Card range from 1.99% to 3.5% each month, depending on how the card is used and paid back.

Contactless payments: The HDFC Bharat Cashback Credit Card has a feature that lets people pay by just touching their card to a payment terminal.

Overall, the HDFC Bharat Cashback Credit Card is a fantastic choice for those searching for cash-back incentives on their everyday purchases. Yet, in order to prevent being indebted, credit cards should be used cautiously and only for required purchases.

Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card – This card earns one Club Vistara point for every Rs.200 spent on petrol. The Axis Bank Vistara Credit Card is the best fuel credit card that is co-branded by Axis Bank and Vistara Airlines. This credit card is available in several variations, including the Axis Bank Vistara Infinite Credit Card, the Axis Bank Vistara Signature Credit Card, and the Axis Bank Vistara Credit Card.

The following are some of the primary advantages of the Axis Bank Vistara Credit Card:

Cardholders get a free Vistara Basic Membership, which gives them perks like priority check-in, a larger amount of luggage, and free access to lounges.

Cardholders can get more Club Vistara points as a welcome bonus. These points can be used for plane tickets, upgrades, and other perks.

Club Vistara points are given to cardholders every time they use their card. You can buy plane tickets, upgrades, hotel stays, and other prizes with these points.

Cardholders can use the lounges at different domestic airports for free.

Discount on Flight Tickets: If you use your card to buy Vistara airline tickets through their website, you can get a discount.

Eating Benefits: Cardholders can take advantage of dining benefits like discounts and free drinks at some partner restaurants.

The Axis Bank Vistara Credit Card comes with an annual fee, which varies depending on the variant of the card. When applying for a card, cardholders should carefully consider its perks and expenses.

SBI Card PRIME

SBI Card PRIME – With this card, you may get 5 reward points for every Rs.100 spent on petrol.SBI Card PRIME is a premium credit card provided by SBI Cards, a State Bank of India subsidiary. This card is intended for high-net-worth individuals and comes with a slew of advantages and privileges.

The following are some of the SBI Card PRIME’s primary features:

Cardholders get e-vouchers from well-known companies worth Rs. 3,000 as a welcome gift.

Every time a cardholder makes a purchase, they get reward points. You can use these points to buy a wide range of goods and services.

People with these cards get special discounts and deals when they eat at certain restaurants.

Travel perks include free access to certain airport lounges and discounts on airline tickets, hotel stays, and car rentals.

Insurance coverage: Cardholders get free air accident insurance of up to Rs. 1 crore and liability insurance if they lose their cards.

Fuel surcharge waiver: Cardholders can get a fuel fee refund of up to Rs. 100 per billing cycle when they buy gasoline for between Rs. 500 and Rs.

Contactless payments: Because the card is contactless, it can be used to buy things without having to be swiped or put in.

Overall, the SBI Card PRIME is a feature-rich credit card with a wide range of benefits and privileges, making it an appealing alternative for high-net-worth people seeking special perks and incentives.

ICICI Bank HPCL Coral Credit Card

ICICI Bank HPCL Coral Credit Card – This card gives 2 points for every Rs.100 spent on fuel at HPCL petrol stations. The ICICI Bank HPCL Coral Credit Card is a co-branded credit card given by ICICI Bank in partnership with Hindustan Petroleum Corporation Limited (HPCL), India’s largest petroleum business.

This card provides a variety of rewards, including:

Fuel surcharge waiver: Cardholders can receive a 1% fuel surcharge waiver at HPCL gas stations.

Cardholders can earn two points for every rupee spent at HPCL gas stations and one point for every rupee spent in other categories.

Meal discounts: Cardholders can save up to 15% on meals at partner restaurants around India.

Cardholders can save money on hotel reservations and car rentals by using ICICI Bank’s travel service.

Insurance coverage: Cardholders can obtain free aircraft accident insurance worth up to Rs. 50 lakhs and lost card liability protection worth Rs. 2 lakhs.

You may apply for the ICICI Bank HPCL Coral Credit Card online or in person at any of their branches. To complete the application procedure, you must fulfill the qualifying conditions and submit the relevant documentation.

RBL Bank Titanium Delight Credit Card

RBL Bank Titanium Delight Credit Card – This card earns one reward point for every Rs.100 spent on petrol. The RBL Bank Titanium Delight Credit Card is a credit card issued by RBL Bank, an Indian private sector bank. When used for daily spending, this card is intended to give users special privileges and incentives.

The RBL Bank Titanium Delight Credit Card has the following features and benefits:

When a cardholder makes their first purchase within 30 days of getting their card, they get a welcome bonus.

Customers can use their purchases to earn reward points, which they can then use to buy a wide range of goods and services.

Fuel fee waiver: If a cardholder uses their card to buy gas, they won’t have to pay the fuel surcharge.

Dining perks: At partner restaurants, customers can get discounts and other deals.

Zero responsibility for lost cards: If the card is lost or stolen, the cardholder is not responsible for any illegal transactions made with the card.

Insurance: Cardholders can get insurance for things like air accidents, personal accidents, and credit shields, among other things.

Debt transfer option: Cardholders can move their outstanding balances from other credit cards to their RBL Bank Titanium Delight Credit Card and pay less interest on it.

These are some of the RBL Bank Titanium Delight Credit Card’s primary features and perks. Nevertheless, before applying for the card, you should carefully read the terms and conditions, fees and charges, and eligibility requirements.

American Express Gold Credit Card

American Express Gold Credit Card – This card provides one Membership Rewards point for every Rs.50 spent on petrol. The American Express Gold Credit Card is a popular credit card choice for people who want to earn points and receive advantages when they make purchases.

The American Express Gold Credit Card has the following features and benefits:

Membership Rewards: For every dollar you spend with your American Express Gold Credit Card, you’ll get one Membership Rewards point. You can use these points for a variety of things, like travel, shopping, and credit on your bill.

Bonus Points: When you open an account, you can get a welcome bonus of Membership Rewards points if you spend a certain amount in the first few months.

Dining credits: By using their card at participating restaurants, cardholders can earn up to $120 in dining credits each year.

The American Express Gold Credit Card comes with travel insurance, access to airport lounges, and free room upgrades at hotels.

No International Transaction Fees: If you use your American Express Gold Credit Card to make purchases outside of the United States, you won’t have to pay any foreign transaction fees.

It’s worth noting that the American Express Gold Credit Card has an annual fee, so it might not be the ideal option for everyone. If you often dine out and travel, though, this card may be an excellent choice for you.

Yes Bank Prosperity Edge Credit Card

Yes Bank Prosperity Edge Credit Card – This card provides two reward points for every Rs.100 spent on petrol. Yes Bank Prosperity Edge Credit Card is a premium credit card that is available from Yes Bank. It is intended to meet the lifestyle and spending patterns of wealthy folks.

The following are some of the primary features and perks of the Yes Bank Prosperity Edge Credit Card:

Cardholders can enjoy welcome benefits such as reward points, rebates, and free airport lounge memberships.

Using the card’s rewards program, cardholders may earn reward points for every transaction made with the card. Reward points may be exchanged for a variety of commodities such as air miles, money, gift cards, and merchandise.

Travel benefits include free airport lounge access, travel insurance, and concierge services to help cardholders with their travel needs.

The card also comes with lifestyle benefits including dining privileges, shopping discounts, and entertainment promotions.

Fuel surcharge waiver: Cardholders in India can obtain a fuel surcharge waiver at certain petrol stations.

The yearly charge for the Yes Bank Prosperity Edge Credit Card is Rs. 1,199, which is waived if the cardholder spends a minimum of Rs. 3 lakhs in a year.

Overall, the Yes Bank Prosperity Edge Credit Card is a premium credit card that provides a variety of incentives and rewards to customers with high net worth.

The Kotak Mahindra Bank Royale Signature Credit Card

The Kotak Mahindra Bank Royale Signature Credit Card – gives 4x reward points on gasoline purchases. The Kotak Mahindra Bank Royale Signature Credit Card is a premium credit card available in India from Kotak Mahindra Bank.

These are some of the card’s characteristics and benefits:

Reward: Every time you use your Kotak Mahindra Bank Royale Signature Credit Card to buy something, you get points. You can trade these points for a variety of perks, such as flight miles, goods, and cashback.

Lounge Access: This credit card gives you free access to some airport lounges in the U.S. and abroad.

Cardholders can play golf for free and get lessons at different golf courses in India.

Eating: This credit card also gives you discounts and deals at restaurants all over India.

Insurance: The Kotak Mahindra Bank Royale Signature Credit Card comes with insurance, like coverage for air accidents and protection for purchases.

Cardholders can also use special concierge services like booking trips, hotels, and other things.

Yearly Fee: This card costs INR 9999 per year, but you don’t have to pay it if you spend INR 10 lakh the year before.

Overall, the Kotak Mahindra Bank Royale Signature Credit Card is a premium credit card that provides a variety of incentives and rewards to consumers who spend a lot of money.

IndusInd Bank Platinum Aura Credit Card

IndusInd Bank Platinum Aura Credit Card – This card provides one reward point for every Rs.150 spent on petrol. The IndusInd Bank Platinum Aura Credit Card is a premium credit card available in India from IndusInd Bank.

These are some of the card’s primary features and benefits:

The card includes an inbuilt EMV chip for extra protection.

It provides a high credit limit that is subject to the bank’s discretion.

Cardholders can earn reward points on all purchases.

The card waives gasoline surcharges at all Indian petrol outlets.

Every Saturday, it also provides a 1+1 free movie ticket deal through BookMyShow.

Cardholders receive complimentary admission to select airport lounges in India and throughout the world.

The card provides a discount on eating bills at participating establishments.

It provides a variety of leisure perks, including discounts on golf, spa, and fitness memberships.

Cardholders can also make use of unique concierge services for planning travel, eating, and entertainment.

Those who desire a premium credit card with a variety of lifestyle and travel advantages can choose the IndusInd Bank Platinum Aura Credit Card. It is crucial to note, however, that the card has an annual cost, which varies according to the cardholder’s location and other variables.

Citi Cashback Credit Card

Citi Cashback Credit Card – This card provides 5% reward on all gasoline purchases made at Indian petrol pumps. Citibank’s Citi Cash Back Credit Card is a credit card that offers cash-back incentives for ordinary purchases.

Below are some of the card’s important features:

Cashback: The card offers up to 6% reward on groceries, 2% on restaurants and gas, and 0.5% on all other retail transactions.

The yearly fee for the card is RM120, however, it is waived if you spend at least RM10,000 in a year.

Interest rate: The yearly interest rate on the card is 15%, however, it may alter depending on your payment history.

Benefits: The card provides access to Citi Global Privileges, Citi PayLite, and the Citi FlexiPayment Plan, among other things.

To be eligible for the card, you must have a minimum annual income of RM36,000 per year.

You may apply for the card online or at a Citibank branch. Typically, the application process takes 7-10 business days.

Overall, the Citi Cash Back Credit Card is a terrific choice if you want to earn cashback benefits on everyday purchases, particularly groceries, restaurants, and gas. But, before applying for the card, make sure you read and understand the terms and restrictions.

Conclusion:

Fuel credit cards in India are still a popular alternative for regular commuters and vehicle owners in 2023. These credit cards provide appealing incentives such as gasoline reductions, reward points, cashback offers, and other special features like roadside assistance.

Many banks and financial institutions in India provide fuel credit cards, and competition among them has resulted in improved offers and perks for users. The HDFC Bank Fuel Credit Card, ICICI Bank HPCL Coral Visa/Mastercard Credit Card, and Standard Chartered Super Value Titanium Credit Card are among the best fuel credit cards in India in 2023.

Yet, while gasoline credit cards might be a terrific way to save money on petrol, they can also promote overspending and may come with hefty interest rates and other penalties. When applying for a gasoline credit card, it is essential to evaluate the terms and conditions.

Nevertheless, gasoline credit cards in India continue to be a realistic alternative for people wishing to save money on petrol while also receiving additional advantages and incentives.

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