Top 12 Best Lifetime Free Credit Cards in India 2023
Want a credit card that you can use in India without ever having to pay a fee? When there are so many options, it might be hard to decide what to do. Since it’s important to choose a credit card after doing some research, we’ve put together a list of the 12 best lifetime free credit cards in India for 2023. Everything you need to know about credit cards is right here, including detailed analyses of the features and benefits of each one. Here you can find the best credit card with rewards or one with no annual fee. By following the tips in this article, you can find the best credit card for your needs.
Top 12 Best Lifetime Free Credit Cards in India 2023
Here is the list of the Top 12 Best Lifetime Free Credit Cards in India 2023
IDFC FIRST Select Credit Card
The IDFC FIRST Select Credit Card is a great example of a credit card that people in India should keep for life. It’s a simple credit card with a lot of perks for people who get it for the first time. There are many benefits to this card, such as points for purchases, cash back, discounts, free gas, and more.
Every time a rewarded credit card is used to buy something, the cardholder earns reward points that can be used to buy a wide range of goods and services. This card gives you a 20% discount on meals and waives the 2% fuel surcharge. It also gives you up to 5% back on online purchases. The IDFC FIRST Select Credit Card is also accepted all over the world, so its owners can use it to buy things in many different countries.
The annual fee for the card is just Rs. 499, and you can get your money back after spending just Rs. The card has several layers of security, such as 3D security, fraud protection, and customer service that is available around the clock.
Overall, the IDFC FIRST Select Credit Card is a great choice for people who want a credit card with a lot of perks and no annual fee. It’s also a good choice for people who travel around the world and need to buy things in different currencies.
IDFC FIRST Millennia Credit Card
The IDFC FIRST Millennia Credit Card is one of the most popular free lifetime credit cards in India. Because there are no annual fees and a low-interest rate, this card is great for people who want to save money and keep their finances in order.
With this card, you can earn an unlimited number of points, get cash back on purchases, and get special deals. You can trade the points for a lot of different things, like plane tickets, gift cards, and more. The money from the rebate can be used for anything, from gas to food. Cardholders can also get extra discounts and perks at businesses that accept their cards.
The IDFC FIRST Millennia Credit Card comes with a wide range of benefits, as well as customer service that is available 24/7, protection against fraudulent charges, and safety when shopping online. Also, the card lets you add a second user so that you can share the perks with friends and family. This card is a good choice if you want to save money and keep track of how much you spend.
Dhanlaxmi Bank Platinum Credit Card
The Platinum Credit Card from Dhanlaxmi Bank is one of the best credit cards in India. Because it has so many perks, the card is a great choice for people who want to get more out of their purchases. With a reward rate of up to 1.5%, the card gives you a variety of reward points that can be turned in for cash back and other perks.
You can get discounts, freebies, and other perks only available with the card. In addition, cardholders are eligible for a wide range of perks, including complimentary travel insurance, rebates on gas purchases, and reductions in the cost of meals and entertainment.
This card comes with insurance for air accidents, insurance for personal accidents, liability if the card is lost, no liability for online purchases, and other perks. Cardholders also have access to Flexipay, which lets them pay for their purchases in installments over time with no interest.
If you want a credit card with lots of perks, the Dhanlaxmi Bank Platinum Credit Card is a fantastic option. People in India who want a credit card that is free for life may want to think about this choice.
Amazon Pay ICICI Credit Card
Among the many excellent no-fee credit cards in India, the Amazon Pay ICICI card stands out as a top choice. There are no yearly fees, incentives, discounts, and more that you can take advantage of with this card. With each purchase, cardholders can also earn reward points that can be used for a wide range of benefits.
With the Amazon Pay ICICI credit card, cardholders can get a wide range of benefits for their everyday lives. It’s the best credit card for online shopping because people use it on Amazon. and Amazon Pay its special perks and discounts. Cardholders can use this card to get a wide range of domestic and international credit and debit cards.
Members of Amazon Prime who use their ICICI credit card to buy things from Amazon will also get free travel accident insurance, hospitalization, and medical cover, 0% liability if they lose their card, and protection against fraud. As a bonus, cardholders can contact the helpful support staff at any time, day or night.
The Amazon Pay ICICI Credit Card is a great choice for people who want a credit card with lots of benefits and no fees.
ICICI Platinum Chip Credit Card
The ICICI Platinum Chip Credit Card is one of the best credit cards in India. This card was made to be easy to use like a credit card and safe to use to buy things online. There are no hidden fees or minimums per year.
With the ICICI Platinum Chip Credit Card, you can get 5% cash back on all gas purchases, 2.5% cashback on all shopping done online or off cashback on all purchases made abroad, and a lot more. Cardholders can also get special deals and discounts at many stores across the country that accept the card.
A chip is built into the ICICI Platinum Chip Credit Card, which adds an extra layer of security. This keeps your credit card information safe because nosy people can’t see it. It also has a feature called “PayWave,” which lets you buy things without touching them with just one tap of the card.
The ICICI Platinum Chip Credit Card is a good choice for anyone who wants a credit card that is free to use for life and comes with a lot of perks.
Aspire Platinum Credit Card (IDBI Bank)
Most people in India agree that IDBI Bank’s Aspire Platinum Credit Card is the best of its kind. It is one of the most sought-after 0% APR credit cards ever because it gives cardholders so many perks and benefits for life.
Cardholders can get access to airport lounges, use the Concierge service for free, get special discounts at certain restaurants and stores, and more. Some of the best things about this card are the many rebates and ways to save money on gas, groceries, and vacations.
Customers with the Aspire Platinum Credit Card can use their reward points for a wide range of travel, shopping, dining, and lifestyle items. You can use your points to get everything from gift cards to restaurants to tickets to the movies.
The Aspire Platinum Credit Card is free for life and is one of the safest and most secure credit cards in India. It has several security features, like Mastercard SecureCode, Verified by Visa, and 3D Secure.
Customers can get the most out of their Aspire Platinum Credit Card by using it anywhere Visa is accepted, like restaurants and on vacation.
Axis Bank Insta Easy Credit Card
The Axis Bank Insta Easy Credit Card is one of the top 12 best credit cards in India in 2023. Customers who use this card get a lot of perks, like free access to airport lounges, cash back, and early notice of sales and discounts.
With this card, customers can get credit right away, without having to deal with paperwork or wait for a long time. With the Axis Bank Insta Easy Credit Card, customers can get a credit limit of up to 1 lakh without having to put down any collateral.
At any gas station in the United States, there is no cost for fuel on the card. Also, the cost of the first year is paid for in full, and the cost of the second year is paid for at a 50% discount.
Cardholders can take advantage of perks like discounts at participating stores, special dining and shopping privileges, and more.
Customers can also pay with their mobile phones using the Axis Bank Insta Easy Credit Card. The card has a unique feature that lets people pay off their balance every month.
The Axis Bank Insta Easy Credit Card is perfect if you want a credit card that doesn’t cost you anything and has perks like automatic bill pay and cash back.
Axis Flipkart Credit Card
The Axis Bank and Flipkart co-branded credit card makes online shopping easy and gives you the security and ease of online banking. People who use the Axis Flipkart Credit Card can get a wide range of discounts and perks.
One of the best things about this card is that it lets you earn Flipkart SuperCoins on all purchases. Users can make purchases and earn Flipkart SuperCoins, which they can then use to get special deals and discounts on Flipkart. When you use this card to buy something, you can get a discount of up to 10%.
The EMV chip on the Axis Flipkart Credit Card is great because it makes it harder for thieves to use the card. This chip not only stops fake purchases but also keeps sensitive card information safe.
To get an Axis Flipkart Credit Card, you must live in India legally and be at least 21 years old. The person must also make at least $20,000 per month. After approval, the card’s perks are available right away.
SBI Cashback Credit Card
No matter how much the annual fee is, the SBI Cashback Credit Card is one of the top 12 credit cards in India in 2023. Because it has so many perks, this card is a good choice for anyone who wants to get the most out of their money.
With the SBI Cashback Credit Card, you can get 5% cash back at department stores, grocery stores, and gas stations. If you shop and pay bills online, you can also receive a cashback bonus of up to Rs. 500. You can also get a rebate of up to 5% of what you spend on things like food, movies, travel, and more.
The credit limit on this card is as high as Rs. 1.5 lakhs, which is great for people who often buy big things. The card also doesn’t cost anything for the first year, and it only costs Rs. 499 for each year after that.
In addition to its regular benefits, the SBI Cashback Credit Card offers extra rewards for purchases made through the SBI Rewards portal. Yatra.com also gives discounts when you book domestic tickets. You can also get discounts on hotel reservations made through MakeMyTrip and Goibibo.
The American Express Membership Rewards Credit Card is one of the best credit cards to get in India in the year 2023. (Amex MRCC). One of the many perks that cardholders get is cash back on all purchases made with their cards. The card gives you access to airport lounges, discounts at restaurants and movie theaters, free travel insurance, and more, all at no extra cost.
With this card, you can get 5% cash back when you buy gas, 1% cash back on everything else, and 10 points for every dollar spent in carefully chosen categories. American Express has teamed up with businesses all over the world to give its cardholders deals on travel, discounts at popular stores, and more. The card’s rewards program is flexible, so members can use their points for anything from airfare and hotel stays to gift cards and concert tickets.
The card comes with American Express Selects, a program that gives you access to special discounts and experiences from some partners, at no extra cost. Cardholders can also get free access to the American Express Gourmet Club, which gives discounts at some of the best restaurants in the world.
The HDFC Regalia Credit Card is one of the best credit cards in India because it comes with so many perks and benefits. This premium credit card is the best choice for frequent flyers because it can be used for anything from hotel stays to gift certificates to airline miles. Cardholders can also take advantage of perks that aren’t available to the general public, such as a waiver of the 1% fuel surcharge and discounts at hotels, restaurants, attractions, and other places.
People who want to get the most out of their travel budget without giving up comfort or convenience should get an HDFC Regalia card. It has a low annual fee, a high rate of rewards, and extra benefits like discounts and special offers. Also, cardholders can get free, priority access to certain lounges at certain airports in India.
The HDFC Regalia Credit Card has a lot of useful features, such as the ability to make purchases without touching the card, easy ways to pay, and encrypted online purchases. Customers can also get discounts and rebates on a wide range of retail goods. Cardholders also get a free one-year membership to Priority Pass, which gives them access to more than 1,000 lounges in airports around the world.
Axis Ace Credit Card
The Axis Bank Ace Credit Card is a great choice for people who want a credit card with great value. With this card, cardholders can get great perks like discounts, incentives, and more.
The card comes with Rs. 500 in Myntra vouchers when you first buy it. Cardholders can also save money when they buy things from sites like MakeMyTrip, Goibibo, Amazon, Flipkart, and BookMyShow, which all accept the card. Cardholders can also save up to 20% on meals at restaurants that accept the card.
When you use your Axis Ace Credit Card to buy gas at any gas station in India, the fuel surcharge will be waived up to Rs. 500 per billing cycle. Cardholders can also get up to Rs. 10,000 in accident insurance coverage.
Since this is a “free credit card for life,” there will never be an annual fee. Thanks to the Emergency Card Replacement feature on the card, you can get a new one quickly and easily if you lose or damage your card.
All in all, the Axis Ace Credit Card is a great choice for anyone who wants a credit card that is free for life.
In conclusion, credit cards offer a wide range of benefits and tools that can help you stay financially stable. Because of this, it is important to choose the best life-free credit cards in India 2023 for your needs. By picking the best credit card for your needs, you can save money and buy more.