Top 12 Best Business Travel Credit Cards for Startups In 2023
As the world economy grows, new businesses are always looking for ways to grow and keep up with the competition. Attending conferences, seminars, and networking events out of town is often necessary for a business to grow. This is why credit cards are so useful for business trips. They help new businesses manage their cash flow and plan their finances, and they also offer incentives for business trips. Here is a rundown of the 12 best corporate travel credit cards for new businesses in 2023.
Top 12 Best Credit Cards for Business Travel for New Businesses in 2023
Here are the 12 best credit cards for business travel for new companies in 2023.
Ink Business Cash® Credit Card
If you run a business and want a credit card that gives you cash back and doesn’t charge an annual fee, you might want to apply for the Ink Business Cash Credit Card. If you spend up to $25,000 per year at office supply stores and telecommunications companies, you’ll get 5% cashback. If you spend up to $25,000 at gas stations and restaurants, you’ll get 2% cashback. For all other purchases, you’ll get 1% cashback. In addition to a $900 cash-back bonus after spending $6,000 on purchases in the first three months after opening an account, new cards can take advantage of a 0% APR introductory offer on purchases for the first 12 months.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited Credit Card gives 1.5% cash back on all purchases and has no annual fee, making it a great choice for self-employed people. After spending $6,000 on a new card in the first three months after making an account, you can get a $900 cash-back bonus. Consider transferring your Ink Business Unlimited cash-back points to Chase Ultimate Rewards to get the most value out of them.
American Express® Business Gold Card
If your company wants to get travel rewards like American Express Membership Rewards points, the American Express Business Gold Card might be a good choice. You’ll get four times as many Membership Rewards points for spending in the two categories you choose each billing cycle (up to $150,000 per year) than for spending in any other category. When you pay for a flight through Amex Travel with American Express points, the Pay With Points feature gives you 25% more points than usual. You can use your American Express points to transfer to 17 airlines and 3 hotels. The fee of $295 per year is a bit high, though.
The Business Platinum Card® from American Express
The American Express Business Platinum Card is a great choice for growing businesses that expect to spend a lot on travel and want access to premium benefits. The card’s expensive annual cost is offset by a slew of important perks: elite hotel status, access to exclusive lounges (including Amex Centurion Lounges), free checked bags, and more.
Ink Business Preferred® Credit Card
With the Ink Business Preferred Credit Card, companies that want to earn Chase Ultimate Rewards points can do so. With the Ink Business Preferred card, you get 3 Ultimate Rewards points for every dollar you spend with travel, shipping, advertising, and telecommunications companies for the first $150,000 you spend. For everything else, you get 1 Ultimate Rewards point for every dollar you spend. All points can be transferred to hotels and airlines that are partners with Chase. For just $95, the Ink Business Preferred gives you travel insurance, purchase protection, primary rental car insurance, and more.
The Blue Business® Plus Credit Card from American Express
The Blue Business Plus Credit Card could be a good choice for your new business if you want a credit card with rewards and no annual fee. Cardholders get two American Express Membership Rewards points for every dollar spent on purchases up to $50,000 per year. The card also has a welcome bonus of 15,000 points that can be sent to any of the 20 partners. If you have good credit, you may be able to get a 0% intro APR for the first year when you get a new card. If you need to travel outside of the country for business, you might want to look for a different credit card. Blue Business Plus charges a fee for all transactions made outside of the country.
Capital One Spark Miles for Business
If you get a Capital One Venture Rewards Credit Card and spend $4,500 in the first three months, you will get 50,000 bonus miles, which is enough for $500 in travel costs. Also, miles never expire as long as you have an account, and you can get two miles for every dollar you spend, no matter where you shop or what you buy. You may also transfer your miles to 15+ different travel reward programs and earn 5X miles on all hotel and rental car bookings made via Capital One Travel.
You can use your miles right away to pay for things like flights, hotels, taxis, and other ways to get around. With a single statement credit, you can save $85 on the TSA PreCheck® application or $100 on the Global Entry application. This credit card has no annual fee for the first year, and then it costs $95 per year after that. Lastly, employees can get free cards that give them double miles on everything they buy.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
If you use your new Bank of America® Business Advantage Travel Rewards Global Mastercard® to buy at least $3,000 worth of things in the first 90 days after you open the account, you’ll get 30,000 bonus points. By using these points to pay for flights or restaurant bills, you can get a $300 statement credit. You can also get 1.5 points for every $1 you spend, and these points never expire, no matter where you shop or how much you spend.
No matter how much money is in their account, people with the best Preferred Rewards for Business account at Bank of America can earn up to 2.62 points for every dollar they spend on anything. You can use your points to get a statement credit for future travel and dining costs, travel at the Bank of America® Travel Center with no blackout dates, cash back, or gift cards, and there is no annual fee or foreign transaction fee. Enjoy the added security and convenience of contactless cards while taking advantage of the 0% APR on purchases for the first 9 billing cycles. After that, the APR will vary from 16.99% to 26.99%. You might miss out on this deal if you leave the page or go to the website.
Delta SkyMiles® Reserve Business American Express Card
With this introductory offer, if you spend $5,000 on purchases with your new Card in the first three months, you’ll get 70,000 Bonus Miles. TakeOff 15 is a new benefit that gives eligible Card Members a 15% discount on award travel booked through Delta. Not included in this deal are taxes and fees, as well as flights run by partners.
With the Delta SkyMiles Reserve Card, you can get free access to the Delta Sky Club®, where you can relax before your trip or kill time between connections. You’ll also get two annual Delta Sky Club One-Time Guest Tickets that you can use to invite friends and family on your trips. When you buy a Delta flight with a Delta SkyMiles Reserve Card, you can go into either The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner for free.
If you charge $150,000 or more on your Card in a calendar year, you’ll earn an extra half mile per dollar on eligible purchases for the rest of the year. If, however, your purchase is in a category with a higher mileage accelerator, that higher mileage accelerator will be used (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X). When you do business with Delta, you can earn three times as many miles. Status Boost® lets you get 15,000 Medallion® Qualifying Miles (MQMs) up to four times a year when you use your Card to spend $30,000. Please note that there are limits and rules.
United℠ Business Card
When you sign up for a UnitedSM Business Card and spend $5,000 in the first three months, you’ll get 75,000 bonus miles. The card is free for the first year, and then it costs $99 per year after that.
If you have both the UnitedSM Business Card and a personal Chase United® credit card, you’ll get a “better together” bonus of 5,000 miles on the anniversary of each card. United® purchases, restaurants (including qualified delivery services), gas stations, office supply stores, local transit, and commuting all qualify for double miles. Cardholders get one mile for every dollar they spend on anything else. Also, secondary cards can be given out for free, and the original cardholder will still get all of the miles that their employees earn when they buy things.
One of the best things about the UnitedSM Business Card is that it lets you check one bag for free per round-trip (terms apply). Cardholders also get priority boarding and two one-time passes to the United ClubSM each year.
Cardholders also get a free DashPass membership for DoorDash and Caviar for a whole year. This gives them access to unlimited deliveries with no delivery fees and discounted service fees on qualified orders. After that, they’ll start paying the current DashPass fee every month. The last day that cardholders can use this benefit is December 31, 2024.
Lastly, cardholders who spend $700 on United flights in a calendar year are eligible for a $100 United® travel credit. In the end, the UnitedSM Business Card has several benefits for people who fly United Airlines often.
The Hilton Honors American Express Business Card
When you sign up for the Hilton Honors Business Card right now, you can get a huge 165,000 Hilton Honors Bonus Points. Before the offer ends on April 5, 2023, new cards must spend a total of $5,000 on purchases in their first three months of membership.
Cardmembers can still get Hilton Honors Bonus Points for every dollar they spend on qualifying items. You can get double points on purchases made at U.S. gas stations, U.S. shipping companies, U.S. wireless phone service providers, U.S. airlines, Amex Travel, certain car rental agencies, and U.S. restaurants. On all other purchases, cardholders can earn three times as many Hilton Honors Bonus Points.
One of the benefits of the Hilton Honors Business Card is that cardholders get free Hilton Honors Gold Status. If you use your Card to buy $15,000 worth of things in a single year, Hilton Honors will give you a Free Night Reward. If they charge $45,000 more on their card in the same year, Hilton Honors will give them another free night.
The Hilton Honors Business Card is good for people who stay at Hilton hotels and resorts often. But there are some things you should know.
World of Hyatt Business Credit Card
When you have a Hyatt Credit Card, you can use several perks. When a new account holder spends $5,000 in the first three months, they can get the first 60,000 bonus points. When a customer uses their credit card at a Hyatt hotel, they get nine points for every dollar they spend. As a World of Hyatt member, you’ll get five points for every dollar you spend, plus four extra points for staying at a Hyatt property.
Also, cardholders can earn two bonus points for every dollar spent on their two most popular spending categories from now until December 31, 2023. Bonus points are awarded at the rate of two points per dollar spent on health and fitness club memberships and one point per dollar spent on everything else.
Every year on your card’s anniversary, Hyatt will credit your account up to $100. When a customer spends $50 or more at any Hyatt resort, they can get these credits twice a year. For every $10,000 a customer spends in a year, they can get five “Tier-Qualifying Nights” that count toward their status and Milestone rewards.
Last but not least, cardholders are automatically upgraded to Discoverist level in World of Hyatt for as long as their account is active. People who stay at Hyatt hotels often will enjoy the many benefits of the Hyatt Credit Card.
Startups can benefit from using the right business travel credit card when they want to grow their business. These credit cards facilitate fiscal management and improve the quality of business trips by providing a variety of incentives, bonuses, and privileges. We hope that this list of the top 12 best business travel credit cards for startups in 2023 will help you decide what to do.