Top 12 Best Credit Cards For Free Airport Lounge Access in India

Top 12 Best Credit Cards For Free Airport Lounge Access in India

In 2023, the best credit card for free airport lounge access in India. Traveling by plane may be exhausting and stressful, but having access to an airport lounge can give you a peaceful and pleasant area to wait for your trip. Some credit cards in India include complimentary airport lounge access as a reward, making it simpler to enjoy the experience of flying. In this post, I will look at the best credit cards in India that provide free airport lounge access as well as the perks they offer. Well, let’s get this party started!

Best Credit Card for Unlimited Airport Lounge Access in India 2023

HDFC Regalia Credit Card –

The HDFC Regalia Credit Card is a premium credit card available in India from HDFC Bank. It is intended to be the best credit card for free airport lounge access in India 2023,  for high-net-worth individuals seeking a credit card with exclusive benefits and privileges.

The following are some of the key features and benefits of the HDFC Regalia Credit Card:

• Cardholders can receive up to Rs. 10,000 in welcome benefits, which include reward points and vouchers from premium brands.
• Cardholders can earn four reward points for every Rs. 150 spent on the card. The reward points can be redeemed for a variety of products and services, such as air miles, hotel stays, and gift cards.
• Lounge access: Cardholders receive complimentary access to select domestic and international airport lounges.
• Travel benefits: Cardholders can take advantage of a variety of travel benefits, such as discounts on flight and hotel reservations, travel insurance, and concierge services.
• Dining perks: Cardholders can get discounts at select restaurants across India.
• Fuel surcharge waiver: Cardholders can enjoy a fuel surcharge waiver at petrol pumps throughout India.
• Contactless payments: The HDFC Regalia Credit Card includes contactless payment technology, which enables cardholders to make quick and secure transactions at select merchants.
• The annual fee for the HDFC Regalia Credit Card is Rs. 2,500, which is waived if the cardholder spends Rs. 3 lacks or more in a year. The card also has a monthly interest rate of 3.49%, which is subject to change depending on the bank’s policies.

Overall, the HDFC Regalia Credit Card is a good option for high-net-worth individuals who are looking for a premium credit card that offers a range of exclusive benefits and privileges.

Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is a premium credit card that provides its members with a variety of privileges and incentives It can be known as the best credit card for free airport lounge access in India 2023. Below are some of the card’s important features:

• Welcome Benefits: As a welcome present, users receive a complimentary Business Class ticket on Vistara, as well as an extra Economy Class ticket.
• Milestone Benefits: As customers reach certain spending thresholds, they are rewarded with Club Vistara Points, which may be redeemed for free flights, upgrades, and other perks.
• Lounge Access: Members have free access to Vistara airport lounges as well as lounges operated by other airlines and select domestic lounges.
• Dining Privileges: Users can take advantage of discounts and special offers at partner restaurants throughout India.
• Insurance: The card provides coverage for aviation mishaps, lost luggage, and other travel-related catastrophes.
• Users can earn reward points on their purchases, which can then be redeemed for airline tickets, hotel stays, and other merchandise.
• Fuel Surcharge Waiver: The card waives the fuel surcharge on all fuel transactions made in India.

Overall, the Axis Bank Vistara Infinite Credit Card is an excellent option for frequent travelers seeking premium benefits and rewards. It is important to note, however, that the card has an annual fee and that users must spend a certain amount to receive its benefits.

ICICI Bank Sapphiro Visa Credit Card

The ICICI Bank Sapphiro Visa Credit Card is a premium credit card available from ICICI Bank, one of India’s largest private sector banks. Customers who prefer luxury lifestyle benefits and rewards will appreciate this credit card as the best credit card for free airport lounge access in India.

Some of the features and benefits of the ICICI Bank Sapphiro Visa Credit Card are as follows:

• Customers who apply for this credit card will be eligible for welcome benefits worth up to Rs. 10,000, including a voucher from a popular lifestyle brand.
• Rewards program: The card provides reward points for all purchases, including online and international purchases. Customers can earn up to four reward points for every rupee spent, which can be redeemed for a variety of lifestyle and travel benefits.
• Lounge access: Cardholders have free access to domestic and international airport lounges throughout India and the world.
• Golf benefits: The card provides complimentary rounds of golf at top golf courses throughout India.
• Customers can enjoy benefits such as complimentary airport transfers, travel insurance, and hotel booking discounts.
• Dining benefits: The card provides discounts at select restaurants throughout India.
• Waiver of fuel surcharge: Cardholders can enjoy a fuel surcharge waiver on fuel purchases made at select petrol pumps across India.

The annual fee for the ICICI Bank Sapphiro Visa Credit Card is Rs. 3,500, but it is waived if the customer spends more than Rs. 6 lacks in the previous year.

Standard Chartered Priority Banking Visa Infinite Credit Card

The Standard Chartered Priority Banking Visa Infinite Credit Card is issued by Standard Chartered Bank, a global financial organization located in London, England. The card is intended for those with a high net worth who seek unique advantages and customized attention.

The following are some of the primary features and perks of the Standard Chartered Priority Banking Visa Infinite Credit Card:

• Cardholders are immediately registered in Standard Chartered’s Priority Banking program, which provides a variety of special advantages and services.
• Cardholders gain one reward point for every INR 150 spent on the card. These reward points can be redeemed for money, airline miles, and products.
• Travel perks include complimentary airport lounge access, travel insurance, and hotel booking savings.
• Cardholders get access to a variety of lifestyle advantages, including discounts on eating and shopping, as well as unique events and experiences.
• Cardholders receive customized attention from a dedicated Priority Relationship Manager, who is accessible 24 hours a day, seven days a week to assist with any inquiries or requests.
• Annual fee waiver: The card’s annual charge is waived for the first year, and future annual costs can be eliminated by reaching specific spending requirements.
• Lounge access: Cardholders have free access to domestic and international airport lounges throughout India and the world.

Overall, the Standard Chartered Priority Banking Visa Infinite Credit Card is a premium card that provides high-net-worth customers with a variety of special features and customized services.

American Express Platinum Reserve Credit Card

The American Express Platinum Reserve Credit Card is the best credit card for free airport lounge access in India, a premium credit card from American Express. It is intended for people with significant spending habits who demand premium features and advantages.

These are some of the card’s primary features and benefits:

• Cardholders can earn Membership Rewards points on every transaction they make with their card. These points may be exchanged for a variety of benefits such as travel, eating, and retail.
• Cardholders have access to over 1,200 airport lounges across the world, including American Express Centurion lounges, Delta Sky Club lounges, and Priority Pass lounges.
• Hotel Benefits: Cardholders may make use of a variety of hotel amenities, like upgrades, late check-out, and complimentary breakfast, at over 1,000 hotels worldwide.
• Cardholders may make use of a variety of travel advantages, including travel insurance, automobile rental insurance, and concierge services.
• Cardholders receive special invitations to events and experiences, as well as access to exclusive shopping and eating perks.
• Lounge access: Cardholders have free access to domestic and international airport lounges throughout India and the world.

The American Express Platinum Reserve Credit Card has an annual charge, and candidates must have a good credit score and complete other restrictions.

Citibank PremierMiles Credit Card

Citibank PremierMiles Credit Card is a Citibank credit card that allows customers to earn air miles or travel incentives for their purchases. The following are some of the primary features and perks of the Citibank PremierMiles Credit Card:

• Air Miles: Cardholders earn air miles for their purchases, which may then be redeemed for flights and hotel stays.
• Cardholders can earn bonus miles at sign-up and on their first purchase.
• Cardholders can earn reward points for their spending, which can be redeemed for items like products, certificates, and statement credits.
• Cardholders have access to select airport lounges in India and throughout the world.
• Cardholders receive complimentary travel insurance, purchase protection, and other insurance advantages.
• No expiry: The Citibank PremierMiles Credit Card reward points and air miles earned do not expire as long as the card is valid.
• Transfer of miles: Cardholders can transfer their miles to over ten airlines’ frequent flyer programs.
• Fuel fee waiver: Cardholders can receive a fuel cost waiver at Indian gas stations.
• Lounge access: Cardholders have free access to domestic and international airport lounges throughout India and the world.

The Citibank PremierMiles Credit Card is designed for regular travelers who wish to earn points on their purchases. It is crucial to note that the card has an annual fee as well as additional costs, so prospective cardholders should carefully analyze the fees and charges before applying for the card.

IndusInd Bank Platinum Aura Credit Card

The IndusInd Bank Platinum Aura Credit Card is a premium credit card that provides its members with a variety of perks. This credit card’s primary characteristics include:

• Benefits of the card: The card comes with a welcome offer that includes reward points, meal discounts, and other perks.
• Rewards program: With each transaction, the card earns reward points that can be redeemed for various gifts and vouchers.
• Fuel surcharge waiver: The card provides a 1% fuel fee remission at any petrol pump in India.
• Travel perks include complimentary airport lounge access, travel insurance, and airfare and hotel discounts.
• Lifestyle advantages include discounts on shopping, dining, and entertainment.
• In the event that the card is lost or stolen, the cardholder is not liable for any fraudulent transactions made on the card.
• Lounge access: Cardholders have free access to domestic and international airport lounges throughout India and the world.

Applicants must meet certain criteria, such as age, income, and credit score requirements, to be eligible for this credit card. There may also be fees and charges associated with the card, so read the terms and conditions carefully before applying.

American Express Platinum Card

The American Express Platinum Card is a high-end credit card available from American Express. It is intended for people with excellent credit who want to take advantage of premium travel and lifestyle benefits. It is one of the best credit cards for free airport lounge access in India.

The card usually has a high annual fee, but it also comes with a variety of rewards and benefits that can make it worthwhile for frequent travelers and those who value luxury experiences.

The following are some of the important benefits of the American Express Platinum Card:

• Generous rewards program: The card typically offers points for every dollar spent that can be redeemed for travel, merchandise, and other rewards.
• Airport lounge access: Cardholders may be able to gain access to a global network of airport lounges, providing a comfortable and convenient place to relax before a flight.
• Travel credits: The card may include a variety of travel credits, such as one for airline incidentals or Uber rides.
• Concierge services: Cardholders may be able to use concierge services 24 hours a day, seven days a week to help with travel arrangements, reservations, and other needs.
• Hotel and resort benefits: At certain hotels and resorts, the card may provide special benefits and perks such as room upgrades, free breakfast, and late checkout.
• Travel insurance: The card may include a variety of travel insurance benefits, such as trip cancellation/interruption insurance, baggage insurance, and travel accident insurance.

Overall, the American Express Platinum Card is intended for people who value premium travel and lifestyle experiences and are willing to pay a higher annual fee in exchange for the benefits and rewards it offers.

RBL Bank World Safari Credit Card –

The RBL Bank World Safari Credit Card is a premium credit card available from RBL Bank, one of India’s leading private sector banks. This credit card is intended for frequent travelers who want to travel in style and without hassle.

Here are some of the RBL Bank World Safari Credit Card’s key features and benefits:

• Welcome Benefits: The card provides up to Rs. 30,000 in welcome benefits, including a free Priority Pass membership and airport lounge access.
• Travel Advantages: Cardholders can earn up to 20,000 reward points on their first purchase and 10,000 reward points on their first international purchase. They can also earn up to 5X reward points on travel and dining expenses and receive free travel insurance.
• Lifestyle Benefits: Cardholders can take advantage of a variety of lifestyle benefits, such as free golf games, spa treatments, and movie tickets.
• Reward Points: Cardholders can earn reward points on all their purchases, which can be redeemed for a variety of rewards, including air miles, hotel stays, and merchandise.
• Annual Fee: The RBL Bank World Safari Credit Card comes with an annual fee of Rs. 3,000, which is waived off if the cardholder spends Rs. 3 lakhs or more in a year.

Overall, the RBL Bank World Safari Credit Card is a great option for frequent travelers who want to enjoy a luxurious and hassle-free travel experience, along with a range of lifestyle benefits and reward points on their purchases.

SBI Card Elite Premium Credit Card

SBI Card Elite is a premium credit card offered by SBI Card, one of the best credit cards for free airport lounge access in India. The SBI Card Elite is intended to provide customers with exclusive benefits and privileges in a variety of categories, including travel, dining, and lifestyle.

The following are some of the key features and benefits of the SBI Card Elite:

• Customers can get a Rs. 10,000 welcome e-gift voucher from popular lifestyle brands like Bata/Hush Puppies, Pantaloons, Shoppers Stop, and Yatra.com.
• Users may get two reward points for every Rs. 100 spent on the card. Customers can also earn up to 50,000 additional reward points for reaching certain spending milestones.
• Clients may enjoy complimentary access to domestic and international airport lounges around India.
• Travel Benefits: Customers can take advantage of travel benefits such as free Club Vistara membership, Trident Privilege Red Tier membership, and travel insurance coverage.
• Eating Advantages: Clients may take advantage of unique discounts and deals at over 1,000 restaurants across India.
• Customers can take advantage of lifestyle benefits such as golf course access, exclusive discounts on luxury brands, and more.
• Customers can get a fuel surcharge waiver of up to Rs. 250 per billing cycle on fuel transactions ranging from Rs. 500 to Rs. 4,000 at any petrol pump in India.

The SBI Card Elite is aimed towards those with significant purchasing power and provides a variety of rewards and privileges in a variety of areas to improve their lifestyle and travel experiences.

Kotak Bank Privy League Signature Credit Card

The Kotak Bank Privy League Signature Credit Card is a premium credit card available in India from Kotak Mahindra Bank. This card is intended to meet the demands of high-net-worth individuals and provides a variety of perks, including:

• The card provides reward points on all purchases. The reward points can be redeemed for a variety of items, including airline tickets, hotel reservations, merchandise, and cashback.
• Lounge Access: The card receives free admission to select airport lounges around India.
• Golf Privileges: The cardholder has access to premium golf clubs throughout India, as well as discounts on green fees and other amenities.
• Concierge Services: The cardholder has access to concierge services 24 hours a day, seven days a week for a variety of needs such as travel bookings, dining reservations, and more.
• Travel Benefits: The card includes free travel insurance and a fuel surcharge waiver at select gas stations.
• Dining Advantages: Cardholders can get discounts and other perks at select restaurants across India.

The yearly charge for the Kotak Bank Elite League Signature Credit Card is Rs. 7,500. This fee, however, is waived if the cardholder spends Rs. 7.5 lakhs or more in a calendar year.

HSBC Visa Signature Credit Card

HSBC Bank’s HSBC Visa Signature Credit Card is a premium credit card.

This card has the following key features:

• The card offers reward points for every dollar spent on eligible purchases, which can be redeemed for a variety of rewards such as travel, merchandise, and statement credits.
• Travel benefits: Cardholders have access to over 1,000 airport lounges worldwide, as well as travel accident insurance and emergency travel assistance.
• Dining benefits: Cardholders can take advantage of exclusive dining benefits such as discounts at select restaurants and complimentary dining vouchers.
• Annual fee: The card has an annual fee that is waived for the first year.
• APR: The card has a variable APR on purchases and balance transfers that vary depending on the prime rate.

Applicants must have good to excellent credit and meet the bank’s income and employment requirements to be eligible for the HSBC Visa Signature Credit Card.

Conclusion : 

The American Express Platinum Card appears as the best option for regular travelers after reviewing other credit cards in India that offer complimentary airport lounge access.

The American Express Platinum Card provides free admission to over 30 lounges in India and throughout the world, including domestic and international airports. Other travel-related perks offered by the card include travel insurance, hotel and airfare booking privileges, and unique discounts with luxury hotel chains.

Nevertheless, because this card has a high annual charge, it may not be suited for people who do not travel regularly or do not use the card’s other advantages. When selecting a credit card that provides free airport lounge access, individuals should carefully assess their travel patterns and priorities.

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